Pinellas County, Florida
Clearwater
A Gulf-front city with a well-known beach on a barrier island, a mainland of established neighborhoods, and a large stock of condos.
Clearwater has two parts joined by a causeway: the beach, on a barrier island facing the Gulf, and the mainland, which stretches east toward Tampa Bay. They are different markets with different prices and different insurance pictures.
What you’ll find for sale
On the beach and nearby islands, expect condos, townhomes, and waterfront houses. The mainland offers single-family homes from the 1950s onward, golf-course and gated communities, and condos at a wide range of prices.
What to check before you buy
- Flood and wind exposure. Barrier-island and waterfront property carries higher flood and wind insurance costs. Get quotes on the specific address.
- Short-term rental rules. Rules differ by zoning district and by building. If rental income is part of your plan, confirm what is allowed in writing.
- Condo documents. Review reserves, recent or planned special assessments, and the building’s milestone inspection if it has three or more stories.
Your contact for Clearwater
Area descriptions are general and are not a statement about who should or shouldn't live anywhere. We're glad to send school, flood, and community information from public sources for any address so you can judge for yourself.